
&
Mortgage
Brokers Finance
Rates From
5.79% PA*
Comparison
6.40% PA*
Owner Occupied | P&I | 90% LVR
* Serviceability & criteria apply
HOW IT WORKS?
15 MIN. DISCOVERY CALL
Fill out one of our online forms and book a time for a discovery call with our CEO.
While we wish we could help everyone, unfortunately, this isn't always possible. Through respectful and empathetic engagement, our CEO will ensure that your goals are something we can help you achieve.
If we can't help you, he will match you with the correct professional service to support your best interest!
YOUR BROKER GETS TO WORK
Your broker then gets to work!
Once you provide all your details and have uploaded all your documents, your broker will work hard in the background to get you the best outcome.
They will also become your main point of contact and will stay on this journey with you for years to come. Your APEX FINCAP broker will continue to monitor your loan, ensuring that in the future, you continue to receive expert advice and service on all your lending needs.
YOU'RE ALLOCATED A BROKER
If we can help you, you'll be allocated to one of our top brokers. They will organise a more extended session with you to understand all your needs.
Usually, this takes around 30 minutes, but it can be longer, depending on your situation. This can be done via teams/zoom chat or face-to-face in Brisbane and Sydney.
In this session, your broker will understand your situation, gather all the necessary information, and utilise the latest technology and tools to show you what could be possible!
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APEX FINCAP is HQ'd in Brisbane : Service Australia Wide : Home lons : Personal Loans : Refinance : Commercial Loans : Low Doc Loans : Asset Finance : Connect with a broker to discover your options : Past Performace is not an indication of future performance :

WHY USE A BROKER?
BECAUSE WE PUT YOUR NEEDS FIRST! PEOPLE ARE AT THE CORE OF OUR FIRM, FOCUS AND CULTURE!
Brokers can make navigating the Australian finance and mortgage market more straightforward and stress-free than going it alone! With our in-depth market knowledge and access to a wide range of lenders, we find the best rates and tailor solutions for you. The Mortgage & Finance Association of Australia (MFAA) highlights how brokers like us simplify the process and secure better terms, saving you time and money. Let us handle the complexities while you confidently focus on achieving your financial goals. Brokers must operate in line with Australian legislation, which means we are legislated to act in your best interests, ensuring that our recommendations prioritise your financial well-being. In comparison, banks need to operate in THEIR best interest.
At APEX FINCAP we will journey with you before, during and after (for years to come)!
We do this to ensure that you don't just get the best loan to achieve your goals now but we keep journeying with you so you can maximise your position! Whether that is a new loan, a refinance or a commercial opportunity, because we already know each other, we can continue providing you with the best service!

HOW IT WORKS! BOOK YOUR 15MIN DISCOVERY CALL WITH OUR CEO TODAY!
At APEX FINCAP, our CEO makes it a priority to meet every new client personally. He is passionate about delivering outstanding service and wants to ensure we are the right fit for your needs. We focus on understanding your goals from the very beginning. In your booking, he will get an understanding of what it is that you're trying to achieve and confirm some basic details before allocating you to one of the brokers in our network. You will need to sign one of our credit and privacy guides prior to meeting with a broker.
If we find that we aren't the best match for your specific needs, you can count on us to connect you with someone who is. With our vast network, we would rather refer you to the right expert than take on a client we can't fully support. Our goal is always to help you achieve your dreams—whether that's with us or through one of our trusted partners.
If we move forward together, rest assured that you will receive our complete dedication in helping you achieve your goals.
MEET OUR LEADERSHIP TEAM
At APEX FINCAP, our community thrives on inspiration and passion, uniting under a single mission: to make a difference in people's lives. Led by CEO and founding partner William Waugh, our aim is clear—foster a culture where every decision places our people at the heart of everything we do, ensuring our clients are always our top priority.
We blend cutting-edge technology with an unwavering commitment to people-centric values, delivering exceptional results for our team and clients. Here, culture isn't just a buzzword—it's the driving force behind everything we achieve. Join us and see how our dynamic community propels us towards excellence!

Rob is a powerhouse in the industry, bringing over 30 years of experience to APEX FINCAP, with 26 of those years spent directly working with lending institutions and brokerages. His extensive knowledge and expertise make him an invaluable member of the team.
Rob is passionate about seeing startups thrive and has quickly earned the affectionate title of "the uncle of the company." His dedication to helping others aligns perfectly with the core values of APEX FINCAP, and he has become an incredible asset in advising and mentoring not only our brokers but also our CEO.
Rob adds a unique dynamic to our leadership team, ensuring that our brokers—and ultimately our clients—receive the highest level of service. His wealth of industry experience, combined with his supportive and collaborative nature, helps APEX FINCAP continue to grow and deliver exceptional outcomes for everyone involved.

Greg brings over 40 years of business and corporate experience to APEX FINCAP, with a track record that includes developing national brands and building his own successful company over the past 25 years. His extensive background in business operations and strategic planning makes him a key figure in guiding the direction of APEX FINCAP.
Greg's passion for helping others, strong family values, and vast business expertise make him an invaluable asset to the success of APEX FINCAP. He is dedicated to ensuring that the company continues to grow with a focus on sustainable practices, client satisfaction, and empowering the team to reach their full potential. Greg's leadership and strategic insight are instrumental in helping APEX FINCAP deliver exceptional value and service to both brokers and clients, ensuring that the company remains at the forefront of the industry.
"As a company, at our core our purpose is clear: to place our people and our clients at the heart of everything we do. Whether it's helping a family secure their first home, guiding a young couple toward their dreams, or supporting those on the brink of retirement, we see it as our highest honor. There is no greater calling than to empower and uplift our community, and every day, we strive to make that vision a reality."
- William Waugh - CEO/Founder
Speak to a Specialists


The Vision
Our purpose is to
help people, and this is at the core of our culture...
At APEX FINCAP, a private and family-owned enterprise, we are passionately dedicated to crafting the finest brokerage experience for our members and clients.
Our unwavering commitment to honesty, respect, and integrity forms the bedrock of everything we do. By weaving our family values into the fabric of our business, we aim to cultivate an environment where our brokers feel genuinely appreciated and are empowered to reach their fullest potential.
We lead by example, ensuring our clients receive unparalleled service and steadfast support through some of life's most significant challenges. Entrusting us with the most intimate details of their financial lives, our clients allow us the privilege of guiding them through some of the most impactful decisions they will ever make—a responsibility we embrace with profound seriousness.
