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Cityscape

FEE SCHEDULE

You get what you pay for!

Why do you charge a fee when some other brokers don't?

Why do you charge a
FEE?

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One of the selling points of the military was always “free medical.” But have you ever heard a veteran or serving member rave about how amazing that service is? Not often—and the running joke is you get what you pay for. Free services often come with trade-offs: inexperience, lack of depth, or a lack of confidence. None of those are acceptable when you’re making life-changing financial decisions.

At APEX FINCAP, we don’t charge a fee for every service. In some cases, we may apply a commitment fee, which can be refundable upon submission. However, in the commercial, business, and complex finance space, it’s both normal and necessary to charge fees. These types of transactions demand a far higher level of expertise and resourcing than a straightforward mortgage—and that’s exactly what you deserve.

Ultimately, you get what you pay for. When I visit a doctor, lawyer, or accountant, I don’t squabble over the price—I’m happy to pay because I want the best advice and outcome. The same applies here. By working with APEX FINCAP, you’re engaging specialists committed to securing the best result for you, every time.

FEE Schedule

Many of the fees are related to the complexity and work involved in your deal. With certain property-related deals, we will charge a refundable commitment fee. Many of the asset finance deal fees will be charged to your loan amount, meaning you won't be out of pocket.

Don't worry, you will be advised of your relevant fee before any agreement is finalised, and you can be assured that your fee structure will not change throughout the dela process, it is locked in, even if things change. 

SERVICE
FEE
NOTES
Complex Commercial
POA
Non-Refundable
Standard Commercial (e.g. business loans, line of credit, factoring, trade finance)
$2,100 *Refundable Deposit
Commitment Deposit, refundable upon submission. T&C's apply
SMSF/Trust/Company Mortgages
$2,100
Non-refundable
Asset & Equipment
POA
Non-Refundable
Mortgage over $500,000
$1,150 *Refundable Deposit
Commitment Deposit, refundable upon submission. T&C's apply
Mortgage under $500,000
$2,500
Non-refundable

CRN 562 137 Authorised under ACL: 387 025

APEX FINCAP Commercial

APEX FINCAP Residential

Formula 1 Finance

CRN 572 241 Authorised under ACL: 385 395

APEX ASSET FINANCE GROUP

BRISBANE - SYDNEY

info@apexfincap.com.au

 

APEX FINCAP

ABN: 58 679 554 057

ACN: 679 554 057

 

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Copyright © 2025 | APEX FINCAP PTY LTD | Privacy Policy

Disclaimer: APEX FINCAP recommends seeking independent legal, financial, and professional advice tailored to your circumstances. We adhere to our best interest duty when providing credit advice. We may refer you to additional professional services if you request further support or if your situation seems to require it. Please note that we may benefit from such referrals; however, this will not affect our obligation to act in your best interests at all times.

Past performance is not an indicator of future performance and all information provided on this website is general and does not consider your individual objectives, financial situation, or needs. 

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